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Job Description
LEAD CREDIT RISK ANALYST - SME LENDING
£85,000
LONDON
This role offers the chance to work on a range of project areas including lending strategy, pricing modelling and wider portfolio analytics to grow out the SME lending book of a well-known and successful FinTech.
THE COMPANY
This is an exciting opportunity with a leading UK FinTech that focus on harnessing data to enhance their lending decisions. This business have been growing in recent years and are now in an excellent position where they are targeting further success.
THE ROLE
- Developing lending strategies across the customer lifecycle to enhance profitability and decisioning
- Developing and implementing models, including but not limited to Scorecards and NPV models, in order to enhance lending
- Analysing trends in lending portfolios to drive insight and enhance business performance
- Leading the incorporation of new data sources to enhance and improve decisioning, collaborating with teams including Underwriting, Data Science and Marketing
YOUR SKILLS AND EXPERIENCE
- Previous experience in and knowledge of SQL is essential, Python desirable
- Experience in developing lending strategies in a consumer lending environment is essential
- Understanding of and exposure to credit risk models, such as scorecards
- Experience with SME or wider business lending is essential
SALARY AND BENEFITS
- Base salary of up to £85,000
- Discretionary Bonus
- Company pension scheme
- Company equity
- 25 days holiday
HOW TO APPLY
Please register your interest by sending your CV to Rosie Walsh through the 'Apply' link