Job Description
Mortgage Underwriter -
Learn more about the general tasks related to this opportunity below, as well as required skills.
Looking for candidates with either 1st/2nd charge or BTL mortgage experience
Location: Watford
5 days office-based
Salary: Up to £45,000 + Private Health & Dental care + Pension Plan + Many more
Role Responsibilities:
The overall responsibility of the role is to take ownership of allocated cases from inception to completion.
Enter and update borrower data in fusion lending platform.
Ensure all aspects of the loans are recorded accurately on fusion and meet underwriting guidelines.
Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.
Provide concise and accurate updates to brokers.
Proactively chase brokers for outstanding requirements.
Ensure all underwriting is in line with company policy and within regulation.
Ensure that all cases are underwritten within the groups risk appetite.
Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
Maintaining a pipeline of cases, overseeing cases from inception through to completion.
Maintain broker relationships that are integral to the growth for WOSL.
All work is to be carried out in accordance with the companies’ policies and procedures.
Skills:
Ability to work as part of a team.
Pass internal competency tests post induction.
High attention to detail
Good written and verbal communication skills
An understanding of FCA regulations
Experience in underwriting 1st and/or 2nd charge or BTL mortgage applications